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By: Morey Law Firm

October 16, 2023

What is Uninsured Motorist Coverage and Why do I Need It?

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Uninsured Motorist Coverage in Florida: A Must-Have Protection

Why You Need Uninsured Motorist Coverage

If you’re unsure whether you possess uninsured motorist coverage, it’s imperative to review your insurance policy immediately. This crucial coverage safeguards you when another party causes an accident but lacks adequate insurance for bodily injuries.

Startling Statistics on Florida’s Uninsured Drivers

Recent statistics reveal a concerning trend: over 25% of Florida drivers lack insurance. In the unfortunate event they cause an accident, you’re at risk of incurring exorbitant medical bills. What’s more alarming? A significant portion of insured drivers in Florida don’t carry bodily injury coverage.

 The Ultimate Solution: Opting for Comprehensive Uninsured Motorist Coverage

To shield yourself from the financial perils posed by Florida’s uninsured and underinsured drivers, it’s wise to secure maximum uninsured motorist coverage.

 The Pitfalls of Inadequate Insurance Coverage

We’ve encountered numerous cases where victims, burdened by medical expenses from accidents caused by negligent drivers, discover the latter lack insurance. Most times, these victims can only rely on their personal injury protection (PIP) coverage, which often maxes out at $10,000.

The Significance of Uninsured Motorist Coverage for Florida Drivers

Never assume that having ‘full coverage’ means you’re fully protected. As a responsible Florida driver, be proactive. Verify that your policy encompasses the uninsured motorist coverage to shield you against uninsured or underinsured drivers.

 Leveraging Our Unique Perspective for Your Benefit

Our firm boasts a broad spectrum of experience, representing both accident victims and at-fault parties. This dual perspective empowers us with profound insights into personal injury cases, ensuring optimum outcomes for our clients. If you seek clarity on Florida insurance coverage, wish to determine the right coverage for you, or simply desire a professional review of your policy, don’t hesitate to contact us. Conveniently situated in Orlando, Florida, we extend our expertise across the entire state.

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