Question 1

Accepted Answer

In Florida, the vehicle owner can be held liable under the dangerous instrumentality doctrine—even if they weren’t driving at the time.

Question 2

Accepted Answer

Yes, if your name is on the title and your child had permission to drive the vehicle, you can be sued as the owner.

Question 3

What if the driver didn’t have my permission to use the car?

Accepted Answer

If you can prove the driver was unauthorized, you may have a valid defense. This is called the “no permissive use” defense.

Question 4

Accepted Answer

No. Your liability is based on ownership at the time of the crash. Removing your name afterward won’t prevent or undo a lawsuit.

Question 5

What happens if I ignore the lawsuit?

Accepted Answer

If you don’t respond, the court may enter a default judgment against you. That can result in wage garnishment, liens, or forced payment.

Question 6

Will my insurance cover this if I wasn’t driving?

Accepted Answer

Possibly. Coverage depends on the policy and whether the driver was a listed user. An attorney can help you review your insurance options.

Question 7

What should I do first if I’ve been sued but wasn’t the driver?

Accepted Answer

Call an attorney immediately and gather any documents related to ownership, insurance, and who had permission to drive the car.

Question 8

Is it common to be sued just for owning the vehicle?

Accepted Answer

Yes, especially in Florida. Plaintiffs often sue the driver and owner together to increase the chances of financial recovery.

Author: FLcivilcounsel.com

I’m Being Sued for a Car Accident—But I Wasn’t the Driver. Why Is This Happening?