Subrogation Defense

A car insurance form on a clipboard, a red toy car, car keys, and a document with a diagram are arranged on a table.
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Am I Personally Liable If I’m in a Rental Car Accident in Florida?

Understanding Rental Car Accident Liability in Florida If you’ve been in an accident while driving a rental car in Florida and the other driver claims it was your fault, you’re probably asking yourself: Will I have to pay out of pocket? Will the rental company’s insurance handle it? Can I still be sued? Florida’s Financial…

Two labeled binders, one marked INSURANCE, and a pen rest on a conference table with office chairs in the background.
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Can I Lose My License if I Had No Insurance After an Accident in Florida?

If you caused a car accident in Florida and didn’t have insurance, you may have just received a notice of license and registration suspension. That letter is stressful—and confusing—especially if you’re also getting calls, emails, or pre-suit demands from the other driver’s lawyer. This guide explains what the suspension means, why it happens, and how…

A close-up of a document titled Insurance Terms of Insurance with eyeglasses resting on top, capturing the concept of reading insurance policies.
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What Is Pre-Suit Subrogation Defense in Florida?

If you’ve received a letter demanding thousands of dollars after a car accident—even though you were never sued—you’re not alone. Subrogation claims can blindside people in Florida, especially when they didn’t have bodily injury (BI) coverage or were uninsured at the time of the crash. These pre-suit demands often come from insurance companies or third-party…